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Saturday, 11 November 2017

Samsung Galaxy S7 At Rs 24,990 is a better deal than OnePlus 5, Honor 8 Pro

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Ecommerce giant Flipkart is selling the Samsung Galaxy S7 for Rs 29,990 as a part of its Samsung Mobiles Fest promotional sales event. The sale, which lasts from November 6 to 8, brings with it discounts on a number of Samsung smartphones including the Galaxy On Max and the Galaxy C9 Pro but all the other offers pale in comparison to this one on the Galaxy S7.



Not only is Flipkart offering a discount of Rs 16,010, they are offering an extra Rs 5,000 over the regular exchange price. What this basically means is that you can get the Galaxy S7 for Rs 24,990 plus the value of your old smartphone - making it a steal deal overall. With the addition of the extra 5,000 rupees, you can actually get extremely lucrative prices for old smartphones which otherwise hold almost no value whatsoever.

In some cases, the amount Flipkart is offering for a used phone under this buyback offer is actually more than the price of a new unit of the same. For example: Flipkart is offering Rs 7,500 for a used Samsung Galaxy J2, a new unit of which is being sold for Rs 6,999 on the e-commerce site. You will never get a better opportunity to not get rid of your old dusty smartphones and buy a shiny new Galaxy S7 in its place.

The Galaxy S7 is no old stooge either. In-spite of being more than a year old, it is still a mighty force to be reckoned with in the smartphone world. The only thing that is dated about the phone is its launch date - the smartphone has truly aged very well and at the price it is being sold for currently, it is a stellar buy.

The S7 comes with a pixel perfect display that is sharp and vibrant, a rear camera that is still one of the best in the Android world, a gorgeous glass and metal design, great performance and the highest standard of dust and water resistance in the smartphone arena (IP68). It is also relatively compact in a day and age of mammoth phablets thanks to its 5.1-inch display and comes with the convenience of wireless charging.

For all the specification junkies out there, here are all the numbers - the Galaxy S7 is powered by the Exynos 8890 processor paired with 4GB of RAM and a 3,000mah battery. It comes with a 5.1 Quad HD display Super AMOLED display, 32GB of internal storage which can be expanded via a microSD card and 4G VoLTE support. On the imaging front, the phone comes with a 12MP 'dual-pixel ' rear camera with optical image stabilisation and an aperture of f/1.7 alongside a 5MP front shooter for selfies.

The OnePlus 5 and Honor 8 Pro are the two main competitors of the Galaxy S7 at its current discounted price. Inspite of being more than a year old, the S7 is not only capable of going toe to toe with these much more modern 'flagship killers'', but also coming out on top in many areas.

➡  Samsung Galaxy S7 vs OnePlus 5 :-



The two areas where the OnePlus 5 wins over the Galaxy S7 is pure performance and software. The combination of the Snapdragon 835 processor and 6GB RAM allows the OnePlus 5 to fly through both day to day and intensive tasks with ease. Additionally, Oxygen OS on board the OnePlus 5 is cleaner and lighter than the Galaxy S7's TouchWiz which slows down a little over time.

Otherwise, the so called dated Galaxy S7 comes with the option to expand internal storage, IP68 dust and water resistance which allows you to dunk the phone in up to 1.5 metres of water for up to 30 minutes, wireless charging and a Quad HD display - all of which the OnePlus 5 lacks. In terms of performance, it is no slouch either. It may not have the raw performance grunt of the OnePlus 5, but it is still capable enough of handling day to day tasks with aplomb.

Moreover, the primary rear camera on the Galaxy S7 arguably shoots better photos than the OnePlus 5 - especially in low light. Yes, if you are dead set on dual cameras, the OnePlus 5 is the phone for you but when it comes to primary camera performance, the S7 comes out on top. The S7 runs on Android Nougat and keeping Samsung's two year update cycle for flagships in mind, should be in line to receive the Android Oreo update.

➡  Samsung Galaxy S7 vs Honor 8 Pro :-



The Honor 8 Pro is a fantastic smartphone - so much so that it earnt a 8.5/10 rating in our official review. It comes with superb dual cameras, a pixel perfect Quad HD display, great performance and good battery life.
However, the Galaxy S7 at Rs 24,990 (and less depending on which smartphone you exchange) simply offers better value for money. Apart from dual cameras, the S7 offers everything the 8 Pro does and more. The extras on offer are IP68 dust and water resistance, wireless charging, an arguably sleeker glass and metal design and less cluttered software. To be fair, the 8 Pro has a larger screen and is slightly faster when it comes to intensive tasks.
In India Today tech's Honor 8 Pro vs OnePlus 5 comparison, it was the latter that pulled ahead thanks to the sheer value for money it offers. But the Samsung Galaxy S7 at this price offers an even better deal.


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Axis Bank to raise Rs 11,626 crore from Bain, LIC

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Gross NPAs of Axis Bank stood at Rs 27,402.32 crore as of September 2017


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In one of the largest private equity investments in the Indian banking sector, Axis Bank, the third largest private sector bank in India, has decided to raise equity and equity-linked capital of Rs 11,626 crore from a set of investors including entities affiliated with Bain Capital Private Equity and the bank’s promoter Life Insurance Corporation. Entities affiliated with Bain Capital propose to invest Rs 6,854 crore and LIC proposes to invest Rs1,583 crore, the bank said on Friday.

The bank proposes to raise Rs 9,063 crore through issuance of equity and the remaining Rs 2,563 cr through issue of warrants. The bank has received approval for the capital mobilisation from its board of directors on Friday. Axis bank shares rose by 0.72 per cent to Rs 544.50 on Friday.

The bank proposes to issue 1.72 crore equity shares on preferential basis at a price of Rs 525 per share (at a premium of 2.4 per cent to the SEBI floor price as of the relevant date) and 4.5 crore warrants convertible into equity shares at a price of Rs 565 per share (at a premium of 10.2 per cent to the SEBI floor price), adding Rs 43.6 crore to the paid up capital of the bank. This would entail a dilution of 8.23 per cent for existing shareholders.

“The capital raised will bolster the capital adequacy of the bank, thereby providing growth capital for the core business of the bank and its subsidiaries. Once approved, this would be one of the largest private equity investments in the Indian banking sector,” it said.

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Sanjiv Misra, Chairman, Axis Bank said, “banking in India is at an inflection point right now. The credit growth trajectory in the country is turning. Axis is well positioned to participate in this development. This significant capitalization of Axis Bank, and the interest shown by marquee investors, positions us for even greater strength.”

Stephen Pagliuca, Co-Chairman of Bain Capital, said “in India’s banking industry we believe reach, scale and analytics driven underwriting will become increasingly important. Axis Bank’s leadership team is very well positioned to take advantage of the same, in what promises to be an exciting growth phase for private sector banks in the country. We are particularly excited about Axis Bank’s strong and differentiated retail franchise that we believe will be an important driver of future growth.”

The bank reported a profit of Rs 432.38 crore, compared with Rs 319.08 crore a year ago and Rs 1,305.60 crore a quarter ago. Its gross NPAs rose to Rs 27,402.32 crore as of September from Rs16,378.65 crore a year ago and Rs 22,030.87 crore in Q1.

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Friday, 10 November 2017

Jio Offers Cashback, Vouchers Worth Up to Rs. 2,599 on Recharges of Rs. 399 and Above

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Jio cashback offer has made a comeback for Prime subscribers, roughly a month after the operator announced cashback on the occasion of Diwali. The operator has announced it will provide total benefits worth up to Rs. 2,599, including both cashbacks and vouchers. While the Diwali offer was applicable only for the Rs. 399 recharge pack, the upcoming cashback offer will be provided for all recharges of Rs. 399 and above. The offer is live starting Friday, November 10 and will run till November 25.



Under the upcoming Jio cashback offer, subscribers who purchase recharges of Rs. 399 and above from MyJio or Jio.com site will get Rs. 400 cashback in the form of eight vouchers of Rs. 50. These vouchers can be used to deduct Rs. 50 while purchasing future recharge packs. Moreover, if you make the recharge using digital wallets, you will get cashback in there as well. So for example, if you join the Jio network as a new user and use Amazon Pay to buy a Rs. 459 recharge, you will receive the vouchers worth Rs. 400 from Jio and Rs. 99 cashback as Pay balance, totalling Rs. 499.The wallet cashback can be redeemed immediately, while the Jio vouchers can be used after November 15.

Full List of New Prepaid and Postpaid Recharges :-
Notably, the operator is giving more cashback from partner wallets to new customers on the platform than to those who use Jio already. Following is the list of cashbacks users will receive from wallets
On top of the cashbacks, Jio is also providing other benefits to raise the total value of the offer to Rs. 2,599. Under the cashback offer, you will get Rs. 399 discount on transactions worth Rs. 1,500 and above on AJio.com, and Rs. 500 instant discount on purchases of Rs. 1,999 and above on Reliancetrends.com. Similarly, Jio’s partnership with Yatra.com will give you a Rs. 1,000 discount on round trip domestic flights, and Rs. 500 on a one-way ticket. Users can redeem these discounts after November 20.
This is the second Jio cashback offer in a month, and provides greater benefits than the Diwali offer. Airtel was also running a similar 100 percent cashback offer for its Rs. 349 prepaid pack a couple of weeks ago.
Partner
Cashback for new
users
Cashback for existing users
MobiKwik :-Rs. 300 (Code - NEWJIO)Rs. 149 (Code - Jio149)
Axis Pay :-Rs. 100Rs. 35
Amazon Pay  :-Rs. 99Rs. 20
PhonePey :-Rs. 75Rs. 30
Paytm :-Rs. 50 (Code - NEWJIO)Rs. 15 (Code - PAYTMJIO)
FreeCharge :-


Rs. 75 (Code - JIO75)

Rs. 50 (Code - JIO50)
 

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Thursday, 9 November 2017

Bank of Baroda Recruitment – Chief Technology Officer Vacancies – Graduates Apply – No Fees

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Bank of Baroda – (BOB ) has published an Employment notification for the post of Chief Technology Officer. Apply before 24 November 2017. All interested candidates are require to check eligibility details for Recruitment sach as Pay Scale, Education Qualification, apply and selection process. For more detail advertisement check the links given below.


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  • No of Vacancies :- 01 Post.
  • Post Name :- Chief Technology Officer.
  • Job Location :- All Over India
  • Last Date to Apply or submit job application :- 24th November 2017.


Bank of Baroda  is an Indian state-owned International banking and financial services company headquartered in Vadodara (earlier known as Baroda) in Gujarat, India.It is the second largest bank in India, next to State Bank Of India.
  • Educational Qualification :- All Interested Candidates should have Engineering Graduate in Computer Science/ Information Systems/ other related fields or MCA or equivalent qualification from a recognized University/ Institution.
  • Age Limit :- Applicants Age Limit will be As Per Bank Of Baroda Rules.
  • Selection Process :- After sorting the all candidate’s application form interviewer panel will further Select candidate by an Interview.
  • Application Fee :- Application fees require to pay at the time of online form submission Or Demand draft for offline job application. For this job application you have to pay No Application Fees.
  • Pay Scale :- Applicant will get Salary As per Bank Rules.
  • How to Apply :- All Eligible and Interested candidates may apply along with Scan copy of relevant documents send by email to recruitment@bankofbaroda.co.in on or before 24.11.2017.
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Airtel Vs Jio Over Prepaid Recharge Plans Below Rs 500

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Both Airtel and Jio offer many prepaid recharge packs priced below Rs 500.


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Airtel's Rs. 349 plan offers 1.5 GB data per dayAirtel's Rs. 448 pack offers 1 GB data per dayJio's Rs. 399, Rs 459, Rs 499 plans offer 1 GB data per day.

Amid stiff competition in the telecom sector unleashed by newcomer Reliance Jio, Bharti Airtel - India's largest telecom services company - is offering many recharge plans under Rs 500 to its prepaid customers. The telecom market is witnessing intense competition in mobile tariffs ever since Reliance Jio, part of billionaire Mukesh Ambani-led Reliance Industries, flooded the market with free voice calls and aggressively priced high speed data. For example, both Airtel and Jio offer a prepaid recharge pack priced at Rs 399. While Airtel offers 1 GB or gigabytes of 4G data every day, among other benefits, for 35 days under its Rs 399 offer, Jio's Rs 399 plan comes with 1 GB of high-speed data per day for a validity period of 70 days, among other benefits.

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Airtel Rs 349 recharge pack


Airtel's Rs 349 offer allows subscribers unlimited local, STD and roaming calls along with 1.5 GB data per day for a validity period of 28 days. Airtel's Rs 349 recharge also comes with 100 SMS per day for the validity period 28 days, according to Airtel's website - airtel.in.


Airtel Rs 399 Offer


In its special Rs 399 offer, Airtel offers 1 GB data per day at 4G speed as well as unlimited local and STD calls along with roaming outgoing calls, over a validity period of 35 days.


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Airtel Rs 448 Recharge


Airtel's special recharge plan priced at Rs. 448 comes with 1 GB of 3G/4G speed data per day. The Rs. 448 pack also includes unlimited local and STD calls and free national roaming, besides 100 SMS per day. This plan is valid for 70 days.

Reliance Jio Rs 399 plan


Jio's Rs. 399 recharge pack comes with a validity of 70 days. Among other benefits, Jio offers 70 GBs of high speed data with a daily limit of 1GB under the Rs. 399 plan, according to its website - jio.com. Like other prepaid packs offered by Jio, the data speed is reduced to 64 Kbps after a customer exhausts the daily limit, according to the Jio website. Local, STD and roaming calls are free and unlimited across all operators. One can make unlimited number of free SMSes, it noted.


Reliance Jio Rs. 459 plan


Under Jio's Rs 459 recharge, prepaid customers of the telecom company get high speed data of 84 GBs over a validity period of 84 days, with a daily usage limit of 1 GB. The data speed is reduced to 64 Kbps after the usage of daily limit. Local, STD and roaming calls are free and unlimited across all operators. This pack also includes unlimited SMSes free of cost.


Reliance Jio Rs. 499 plan


Under its Rs. 499 plan, Jio offers 1 GB data per day subject to a maximum limit of 91 GBs data for 91 days. After a customer exhaust the maximum data allowed daily under the pack, the internet speed is reduced to 64 Kbps. Local, STD and roaming calls are free and unlimited across all operators in Jio's Rs 499 pack as well. Jio customers also get unlimited free SMSes under the RS 499 recharge pack, according to its website.


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3-year-old girl allegedly raped: School trustee, a French national, arrested in Mumbai

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The girl had alleged the trustee of the school, along with a woman teacher, had sexually abused and raped her in school. In addition, the probe in the case has now been handed over to an ACP-rank officer.



A WEEK after the Bombay High Court pulled up the Mumbai Police for its “casual approach” while investigating a case of sexual abuse of a three-year-old girl, the police arrested the trustee of the school on Tuesday. The girl had alleged the trustee of the school, along with a woman teacher, had sexually abused and raped her in school. In addition, the probe in the case has now been handed over to an ACP-rank officer.

A press release issued by ACP (Meghwadi division), who is now investigating the case, stated that they arrested the trustee, a 56-year-old French national, in connection with the case. The release added that the accused was produced before court in Dindoshi, which remanded him in police custody till November 14. A senior officer said, “We will be questioning the accused in connection with the case. Depending on the probe, we may decide to arrest the teacher at a later stage.”

The alleged incident took place in January this year and a police complaint was registered by the girl’s mother. According to the complaint, the child was abused on several occasions and the incident came to light when her mother noticed she was unable to walk and sit properly. The child identified the accused from their photographs on the school website.


The MIDC police station registered an FIR, charging the accused with rape and sections of the POCSO Act. The police, however, did not make any arrest following which the parents approached the HC. While hearing the matter on October 31, a bench of Justices Ranjit More and Shalini Phansalkar-Joshi expressed surprise that despite the victim clearly naming and identifying the accused, and her testimony being supported by the complaint made by the mother, the police had delayed the probe by examining an unnecessarily long list of witnesses.

The prosecution, meanwhile, submitted that one of the reasons the accused had not been arrested was that no other children from the school had raised any allegations of abuse. The prosecution added that the accused had denied the charges and the police had conducted a polygraph (lie-detector) test on them and found they were not lying. The prosecutor also said medical examination of the child was conducted in a government-run hospital but the results had remained inconclusive. 

The court observed that in a case where sections of POCSO Act are applied, the police can rely on the victim’s testimony.

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Rs 2.11-lakh crore recapitalisation plan: To help fund bank cash infusion, Government looks to tap RBI’s reserves

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The discussions, an official said, are at a “nascent stage” and depending on the response of the RBI, the Finance Ministry will work on creating a mechanism for capital infusion that is in consonance with fiscal responsibility regulations.


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The government is weighing the option of getting the Reserve Bank of India (RBI) to part-finance the capital infusion plan for public sector banks and has initiated discussions with the central bank to deploy a portion of its foreign exchange or other reserves for this purpose, sources have told Aapkasamachar. Com


The discussions, an official said, are at a “nascent stage” and depending on the response of the RBI, the Finance Ministry will work on creating a mechanism for capital infusion that is in consonance with fiscal responsibility regulations.

Also Read :-Note ban anniversary: RBI says still verifying returned notes

“We are looking at various options for funding recapitalisation bonds. One of the options is the RBI providing partial funding,” the official said. The government last month announced plans to inject Rs 2.11 lakh crore of equity in PSU banks — Rs 1.35 lakh crore through recapitalisation bonds, Rs 18,000 crore from budgetary resources and Rs 58,000 crore to be raised by banks from the market.

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The official said the government will stick to the timeline of capital infusion announced earlier and a significant portion of the equity can be injected in a couple of months.

With foreign exchange reserves crossing $400 billion, there is a view within the government that a portion can be used for capitalising banks without adversely affecting the country’s import cover and macro-economic stability. As of September 22, the RBI’s foreign exchange reserves were $402. 24 billion. The forex reserves comprised foreign currency assets of $377.751 billion, gold of $20.69 billion, special drawing rights of $1.51 billion and reserve tranche position of $2.29 billion with the International Monetary Fund, RBI data shows.

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Emails sent Wednesday to the Finance Ministry and RBI for comments did not elicit any response.

In 2007, the RBI had approved a proposal to invest up to $5 billion out of its forex reserves to fund a wholly-owned UK-based subsidiary of the India Infrastructure Finance Company Ltd (IIFCL). The IIFCL subsidiary used these funds to lend to Indian companies executing infrastructure projects in India, or to co-finance their external commercial borrowings for such projects for expenditure outside India for infrastructure projects.

Earlier this year, the Economic Survey 2016-17 had suggested that the government use a part of the extra capital available with the RBI to capitalise banks. “Even at current levels, the RBI is already exceptionally highly capitalised. In fact, it is one of the most highly capitalised central banks in the world. So, it would seem to be more productive to redeploy some of this capital in other ways. Assuming that the RBI returns Rs 4 lakh crore of capital to the government, what are the uses to which this capital can be put? It could be used in several good ways: First, for recapitalising the banks and/or recapitalising a Public Sector Asset Rehabilitation Agency (PARA); Second, for extinguishing debt to demonstrate that the government is serious about a strong public sector fiscal position,” the Survey suggested in Volume I released in January.

ways: First, for recapitalising the banks and/or recapitalising a Public Sector Asset Rehabilitation Agency (PARA); Second, for extinguishing debt to demonstrate that the government is serious about a strong public sector fiscal position,” the Survey suggested in Volume I released in January.

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The government plans to adopt a differential and selective approach for capital infusion in the public sector banks. While strong banks will get greater capital, weak banks may have to either shrink in size or not grow from the current position. Of the total 22 PSU banks, as many as eight PSU banks currently have gross non-performing assets (GNPAs) above 15 per cent and 14 banks have GNPA of more than 12 per cent.

The government had earlier hoped to reap significant windfall gains from the decision to withdraw Rs 500 and Rs 1,000 notes. The amount of currency that was not be deposited with the banks could have been a gain to the Centre — after extinguishing the RBI’s liability — which could have been used to capitalise PSU banks. But with over 99 per cent of the demonetised currency coming into the banks, the government took the recapitalisation bonds route to fund the banks.
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